News

3
Dec

Charitable Giving Deductions in 2020

Before 2020 comes to an end, you may want to consider charitable giving deductions. December 1st is the National Day of Giving. It’s the perfect time to give back to charities and individuals you value. Not only can giving back allow you to feel good, giving back comes with a variety of financial and tax benefits.

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3
Dec

Identity Theft, Cybersecurity, and COVID-19

The COVID-19 pandemic has shifted cybersecurity and identity theft into the spotlight for both businesses and individuals. With many people working from home, the need for internet security is at an all-time high.

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30
Nov

2020 Year-End Checklist

It is officially the fourth quarter, and while many cannot wait until the “unprecedented times” of 2020 are over, there is still a bit of housekeeping you will likely want to do before ringing in the New Year. Check these items off your financial year-end checklist before year-end to help keep you financially on track for 2021:

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23
Nov

Giving Thanks and Giving Back

As COVID-19 continues to shape our lives and our future, many Americans give thanks and give back to others less fortunate during this pandemic. Some have had personal experiences that lead them to ease others’ financial stresses by providing directly or through other institutions. Donors are giving to resolve the inequities in our society that others are facing during this time.

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16
Nov

2020: A Timeline Recap

2020 has been unlike any other thanks to the COVID-19 pandemic, our strange stock market, and social unrest leading up to the Nov. 3rd Presidential Election. This timeline recap is for you to see what we have already been through as we look toward a brighter future as we assess what we have learned from this year:

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9
Nov

How to Adapt and Financially Prepare for 2021

If we could look in a crystal ball, we would have a clear picture of how we should financially prepare for 2021. We can only guess what lies ahead for us next year basing on our experiences this year. 2020 has been tough on many- business closings, lay-offs, disruptions to learning, health and social concerns, and financial stress.

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2
Nov

Holiday Savings Strategies 101: Plan and Execute

The holiday season is the time of year when personal expenses are likely to increase. Whether it may be travel expenses, events, or retail spending. Start preping your holiday savings strategies now. The 2020 holiday shopping season spend is expected to be substantial, but likely less than 2019’s Brick-and-mortar retail and e-commerce spending of $1.007 trillion. Today, holiday shoppers spend less time looking for gifts, but spend more money, especially when shopping online. On average, shoppers in 2019 distributed their holiday spend among the following:

  • $596 on experiences
  • $511 on gifts
  • $389 on non-gifts

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26
Oct

Fall Festivities and Socializing- Safely.

Socializing is critical for mental health, and people who associate with others live longer. Research also concludes that isolation can often lead to loneliness, depression, and other health problems. Especially now, during COVID-19, our desire to connect with others is heightened. Before the fall season changes to winter and cold weather arrives, get out and enjoy the season- but do so safely. Here is a list of ideas to safely enjoy fall festivities until we experience brighter days ahead in a post-COVID-19 world:

Head Outside

COVID-19 does not mean you need to confine to your home; you can still enjoy the outdoors’ natural beauty. Just remember to practice social distancing while walking, biking, or while attending outdoor fall events. Remember that even a walk around your neighborhood with a friend is a way to get a little sunshine, exercise, and socially distanced socialization.

Be Neighborly

While a cup of coffee or hot cider indoors with your neighbor or at a cafe may not be an option, have it outside while distancing at least 6-8 feet apart. Bringing cider or coffee and blankets to a local park provides an additional canvas for enjoying time with others.

Attend a Fall Farmer’s Market

Farmer’s markets are one of the fall festivities open in many states. It may require ‘masking up,’ washing hands, moving one direction through the market, and socially distancing. You may be limited in handling the product or other items and required to pay with cards versus cash. Check your local area and experience a pumpkin patch for an added outdoor experience.

Fall Football

If fall sports occur in your community, sit on the sidelines out of the grandstands unless the seating is limiting. While outside, limit your exposure by avoiding contact with others.

While we still do not know everything about COVID-19, the CDC has established guidelines to help reduce the virus’s spread that can be found here. Isolation and socially distancing aren’t going to last forever. While it not yet safe to return to the way our lives were before COVID-19, there are ways to safely socialize in person versus through a screen or phone call.

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We’re very hopeful for an opportunity to discuss your retirement strategy. You can learn firsthand how we can be of benefit to you. We look forward to working with you soon to help you lower your stress and worry over your retirement years. Contact us today to schedule your first appointment.

19
Oct

The 2020 Election: Check Your Emotions and Stay Invested

November third is fast approaching, and you may be wondering how the 2020 Presidential election might impact your portfolio. Here is what we know from a historical perspective:

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12
Oct

Now is the Time to Schedule Your Fall Financial Review

October is the financial planning month and a great time to meet with your financial professional to ask questions, review policy and portfolio performance, and make decisions that keep you on track with your goals. Regardless of your age, it may be a suitable time for you to schedule a financial review.

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